.idle-page {
  --saving-ink: #132a3b;
  --saving-muted: #4e6375;
  --saving-accent: #b93240;
  --saving-bright: #ff8588;
  --saving-border: #dbe6ef;
  color: var(--saving-ink);
}

.saving-shell { width: min(88%, 1210px); margin-inline: auto; }
.saving-hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: clamp(56px, 8vw, 110px) 0;
  color: #f7faff;
  background: radial-gradient(ellipse at 83% 48%, #193955, #0a1827 48%, #08111d 80%);
}

.saving-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background-image: linear-gradient(#85b6f915 1px, transparent 1px), linear-gradient(90deg, #85b6f915 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: linear-gradient(110deg, transparent 8%, black);
}

.saving-hero-grid,
.saving-intro,
.saving-example-grid,
.saving-faq,
.saving-contact .saving-shell {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(30px, 6vw, 84px);
  align-items: center;
}

.saving-back {
  display: inline-block;
  margin-bottom: 37px;
  color: #bcd0e3;
  font-size: 13px;
  text-decoration: underline;
  text-underline-offset: 4px;
}

.saving-hero h1 { margin: 0; font-size: clamp(51px, 7vw, 95px); line-height: 1.02; letter-spacing: -.075em; }
.saving-hero h1 em { color: var(--saving-bright); font-style: normal; }
.saving-hero h1 + p { max-width: 480px; margin: 24px 0 29px; color: #c6d5e4; font-size: clamp(15px, 1.4vw, 18px); line-height: 1.85; }
.saving-primary { background: var(--saving-accent); color: #fff; }
.saving-primary:hover { background: #a32937; }
.saving-secondary { border: 1px solid #829ab0; color: #f6faff; }
.saving-secondary:hover { background: #233c54; }

.saving-wave {
  min-width: 0;
  margin: 0;
  padding: clamp(22px, 3vw, 38px);
  background: #10263a;
  border: 1px solid #426079;
  border-radius: 13px;
  box-shadow: 0 24px 55px #0005;
}

.saving-wave-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; color: #bfd7ec; font-size: 10px; letter-spacing: .08em; }
.saving-wave-head i, .saving-legend i { display: inline-block; width: 7px; height: 7px; margin-right: 5px; border-radius: 50%; background: #79ccff; }
.saving-wave-head small { flex: none; color: #c9d9e9; font-size: 10px; letter-spacing: 0; }
.saving-wave figcaption { margin: 20px 0 9px; font-size: clamp(21px, 2.3vw, 31px); font-weight: 800; line-height: 1.38; }
.saving-wave svg { width: 100%; display: block; }
.saving-legend { display: flex; gap: 16px; color: #bed0e1; font-size: 11px; }
.saving-legend span + span i { background: var(--saving-bright); }

.saving-band { padding: clamp(56px, 7vw, 94px) 0; }
.saving-band p:not(.saving-kicker, .saving-calculator-tag, .saving-result) { color: var(--saving-muted); line-height: 1.8; }
.saving-kicker { margin: 0 0 14px; color: #aa3544; font-size: 11px; font-weight: 800; letter-spacing: .13em; }
.saving-process { background: #f1f6fa; }
.saving-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  list-style: none;
  gap: 13px;
  margin: 33px 0 0;
  padding: 0;
}
.saving-steps li { padding: clamp(18px, 2.2vw, 30px); background: #fff; border: 1px solid var(--saving-border); border-top: 3px solid #b93240; }
.saving-steps li > span { color: #a5313f; font-weight: 800; font-size: 13px; letter-spacing: .1em; }
.saving-steps h3 { margin: 17px 0 10px; font-size: clamp(17px, 1.7vw, 21px); line-height: 1.4; }
.saving-steps p { margin: 0; font-size: 14px; }
.saving-example { background: #f9fbfd; border-top: 1px solid var(--saving-border); border-bottom: 1px solid var(--saving-border); }
.saving-footnote { font-size: 13px; }
.saving-calculator { padding: clamp(20px, 3vw, 34px); border: 1px solid var(--saving-border); border-radius: 12px; background: #fff; box-shadow: 0 14px 36px #122f4910; }
.saving-calculator-tag { display: flex; flex-wrap: wrap; align-items: center; gap: 9px; margin: 0 0 22px; font-size: 17px; font-weight: 800; }
.saving-calculator-tag span { padding: 4px 7px; background: #f7e9eb; color: #a33240; font-size: 10px; border-radius: 4px; }
.saving-bar-label { display: flex; justify-content: space-between; gap: 8px; margin: 14px 0 8px; font-size: 13px; }
.saving-bar-label b { flex: none; color: var(--saving-ink); font-size: clamp(15px, 1.5vw, 18px); line-height: 1.15; }
.saving-bar-label small { display: block; margin-top: 2px; color: var(--saving-muted); font-size: 11px; }
.saving-track { height: 9px; border-radius: 10px; background: #edf2f6; overflow: hidden; }
.saving-bar { height: 100%; background: #53769a; border-radius: inherit; }
.saving-bar-after { width: 37.5%; background: #be3b4a; }
.saving-inputs:not([hidden]) { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 9px; margin-top: 20px; }
.saving-inputs label { font-size: 12px; font-weight: 700; }
.saving-inputs input { display: block; width: 100%; margin-top: 6px; padding: 8px; border: 1px solid #aebfcc; border-radius: 5px; font: inherit; }
.saving-inputs input[aria-invalid="true"] { border-color: var(--saving-accent); }
.saving-inputs > small { grid-column: 1 / -1; color: var(--saving-accent); }
.saving-result { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: 6px; padding-top: 15px; margin: 19px 0 0; border-top: 1px solid var(--saving-border); font-size: 13px; }
.saving-result strong { color: #a4303e; font-size: clamp(19px, 2vw, 24px); line-height: 1.1; }
.saving-faq { grid-template-columns: minmax(0,.7fr) minmax(0,1.3fr); align-items: start; }
.saving-faq details { border-bottom: 1px solid var(--saving-border); padding: 15px 0; }
.saving-faq details:first-child { border-top: 1px solid var(--saving-border); }
.saving-faq summary { cursor: pointer; font-weight: 750; }
.saving-faq summary:focus-visible, .saving-inputs input:focus-visible { outline: 2px solid #1478ce; outline-offset: 4px; }
.saving-faq details p { margin: 10px 0 0; font-size: 14px; }
.saving-contact { padding: 57px 0; color: #fff; background: #10283e; }
.saving-contact .eyebrow { margin-bottom: 15px; }
.saving-phones { display: flex; flex-wrap: wrap; gap: 11px; justify-content: flex-end; }
.saving-footer p { margin: 0; }

@media (prefers-reduced-motion: no-preference) {
  .saving-wave { animation: saving-arrive .65s ease-out both; }
  .saving-bar { transition: width .22s ease-out; }
  @keyframes saving-arrive {
    from { opacity: .6; translate: 0 15px; }
    to { opacity: 1; translate: 0 0; }
  }
}

@media (max-width: 900px) {
  .saving-steps { grid-template-columns: repeat(2,minmax(0,1fr)); }
}

@media (max-width: 760px) {
  .saving-hero-grid, .saving-intro, .saving-example-grid, .saving-faq, .saving-contact .saving-shell { grid-template-columns: 1fr; }
  .saving-back { margin-bottom: 27px; }
  .saving-intro, .saving-faq { gap: 15px; }
  .saving-intro > p { margin-top: 0; }
  .saving-phones { justify-content: flex-start; }
  .saving-footer { padding-bottom: 35px; }
}

@media (max-width: 420px) {
  .saving-wave-head { letter-spacing: 0; }
  .saving-steps { gap: 8px; }
  .saving-steps li { padding: 14px; }
  .saving-steps p { font-size: 13px; }
}